What We Do



John Wicher & Associates, Inc. provides specialized consulting and investment banking advisory services exclusively to the insurance industry clients.


Our firm provides merger and acquisition advisory services to the insurance industry including property/casualty, life, medical, reinsurance companies, retail agencies and brokers, managing general agencies, excess and surplus lines brokers, reinsurance brokers, and other entities related to the insurance industry.


Fair Market Value Opinions
Our firm completes fair market valuations for:

  • Valuations in connection with General Corporate Planning
  • Incentive Stock Options, including IRS Sec. 409 provisions
  • Divestitures
  • Capital Realignments
  • Shareholder Buy-Outs
  • Buy-Sell Agreement
Fairness Opinions
  • Related Party transactions


We advise on growth strategies with the goal of building shareholder value. For private firms wishing to remain private, we will guide that firm through the perpetuation planning process. For financial services organizations in general, we will assist in the development of  insurance distribution strategies. We are particularly sensitivite to employing technology as a competitive strategy.  

We bring to each corporate planning project real world industry knowledge and excellent client communication skills up and down the organization. We are known for thinking outside the box. However, we do employ a traditional approach to planning. Therefore, we focus on 1) the market environment ,2) the strengths and weaknesses of the client organization, 3) mitigation of weaknesses, 4) how strengths can be further exploited, 5) requirements for realizing change i.e.: “determining the two or three keys to success”, 6) the expected outcome and on what time horizon, and 7) the risks and the expected enhancement in shareholder value.